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Last Updated: February 23, 2026
1. General Disclaimer
This website and the NZBlockchain Learning Management System (hereinafter referred to as "the Platform") are provided for educational and informational purposes only. The Platform is operated by NZBlockchain, a New Zealand-based educational entity dedicated to blockchain and cryptocurrency education.
By accessing and using this Platform, you acknowledge and agree to the terms outlined in this Disclaimer. If you do not agree with any part of this Disclaimer, please discontinue your use of the Platform immediately.
2. Educational Use Only
The content provided on the NZBlockchain Platform, including but not limited to courses, learning materials, videos, articles, case studies, and interactive modules, is strictly for educational purposes only. The Platform is designed to help users understand blockchain technology, cryptocurrency concepts, and related digital assets from an informational perspective.
We do not provide financial advice, investment suggestions, trading tips, recommendations, or any guidance intended to influence financial or investment decisions.
3. No Financial, Investment, or Legal Advice
3.1 No Investment Advice
The content presented on the Platform is not investment advice. We do not recommend, suggest, or endorse any particular cryptocurrency, blockchain project, token, or digital asset for purchase, sale, or investment purposes. All investment decisions are the sole responsibility of the user and should be made only after independent research and consultation with qualified financial professionals.
3.2 No Financial or Trading Advice
NZBlockchain does not provide:
Financial planning or advisory services
Trading strategies or recommendations
Market analysis intended to guide investment decisions
Price predictions or forecasts for any cryptocurrency or digital asset
Guidance on when to buy, sell, or hold digital assets
Portfolio management services
3.3 No Legal Advice
The content on this Platform does not constitute legal advice. While we discuss regulatory frameworks, legal concepts, and compliance considerations related to blockchain and cryptocurrency, this information is provided for educational understanding only. Users should consult with qualified legal professionals in their jurisdiction for advice on legal matters, regulatory compliance, and tax obligations related to cryptocurrency and digital assets.
3.4 No Professional Consultation Service
NZBlockchain is not a financial advisory firm, investment bank, securities broker, legal firm, or professional service provider. The Platform does not offer personalized professional consultation, advisory services, or tailored recommendations to individual users.
4. Risk Acknowledgment
4.1 High-Risk Asset Class
Cryptocurrency and digital assets are highly volatile, speculative, and high-risk asset classes. The value of cryptocurrencies can fluctuate dramatically within short periods. Users must understand that:
Cryptocurrency markets are subject to extreme volatility
Digital assets can depreciate rapidly, including potential total loss of value
Past performance does not indicate future results
Cryptocurrency and blockchain technology remain nascent and rapidly evolving
Regulatory changes can significantly impact asset values and market dynamics
4.2 User Risk Assessment
Users are solely responsible for assessing their own risk tolerance, financial situation, investment objectives, and time horizon. Users should only invest in cryptocurrency or digital assets with funds they can afford to lose completely.
4.3 No Guarantee of Returns
NZBlockchain makes no representation or warranty regarding potential returns, profitability, or financial outcomes from using the Platform or investing in cryptocurrency and digital assets based on information learned here.
5. Accuracy and Completeness of Information
5.1 Information as Provided
While we strive to provide accurate, current, and reliable information, the Platform content is provided "as is" without warranty of any kind. Information on the Platform is subject to change without notice.
5.2 No Guarantee of Accuracy
NZBlockchain does not guarantee:
The accuracy, completeness, or timeliness of information provided
That information will be free from errors, omissions, or inaccuracies
That all information reflects the most current regulatory or technical developments
The reliability of third-party sources, external links, or referenced materials
5.3 Rapidly Evolving Field
Blockchain technology and cryptocurrency regulations are rapidly evolving. Information that was accurate at the time of creation may become outdated. Users should independently verify critical information and seek current professional advice before making decisions based on Platform content.
6. Third-Party Content and External Links
The Platform may contain links to third-party websites, resources, educational materials, and external content. NZBlockchain:
Does not endorse or verify the accuracy of third-party content
Is not responsible for the availability, accuracy, or content of linked websites
Does not monitor or control third-party websites
Assumes no responsibility for external links becoming broken or outdated
Recommends users review the terms and disclaimers of any third-party sites they access
7. User Responsibility and Due Diligence
7.1 Independent Research
Users acknowledge that they are responsible for conducting their own independent research and due diligence before making any financial, investment, or technical decisions related to blockchain and cryptocurrency. Relying solely on information from the Platform without independent verification is done at the user's own risk.
7.2 Professional Consultation
Before making any significant financial, legal, or investment decisions, users should consult with:
Qualified financial advisors
Licensed tax professionals
Qualified legal advisors in their jurisdiction
Other relevant professional experts
7.3 Technology Understanding
Users are responsible for developing an adequate understanding of blockchain technology, cryptocurrency mechanisms, security practices, and associated risks before participating in cryptocurrency activities.
8. Security and Technical Limitations
8.1 Platform Security
While we employ reasonable security measures, no online system is completely secure. NZBlockchain does not guarantee:
Protection of personal information from unauthorized access
Uninterrupted access to the Platform
Error-free operation of the Platform
Protection from malware, viruses, or cyberattacks
8.2 User Responsibility for Security
Users are responsible for:
Maintaining the confidentiality of login credentials
Securing their own devices and systems
Implementing appropriate security measures for any cryptocurrency holdings or digital wallets
Understanding and practicing cybersecurity best practices
Reporting any suspicious activity or security concerns
8.3 Technical Limitations
NZBlockchain is not responsible for:
Technical failures, server errors, or downtime
Data loss or corruption
Interruptions to service
Issues arising from third-party providers or infrastructure
9. Limitation of Liability
9.1 No Liability for Losses
To the fullest extent permitted by law, NZBlockchain, its owners, operators, employees, agents, and affiliates shall not be liable for:
Any direct, indirect, incidental, special, consequential, punitive, or exemplary damages
Loss of profits, revenue, data, or business opportunities
Financial losses resulting from cryptocurrency transactions or investments
Losses arising from use or reliance on Platform content or recommendations
Any damages resulting from errors, omissions, or inaccuracies in content
Losses from third-party content or external links
Any other losses or damages arising from Platform use
9.2 User Assumption of Risk
Users assume all risks associated with:
Accessing and using the Platform
Relying on Platform information
Cryptocurrency and digital asset transactions
Technical or security issues
Regulatory compliance matters
9.3 Cumulative Damages Limitation
The total cumulative liability of NZBlockchain for any claims arising from Platform use shall not exceed the total amount paid by the user to access the Platform, if any.
10. Regulatory Compliance and Jurisdiction
10.1 New Zealand Jurisdiction
This Platform is operated from New Zealand. Users acknowledge that:
This Disclaimer is governed by the laws of New Zealand
Disputes shall be subject to the jurisdiction of New Zealand courts
The Platform may not be available or compliant in all jurisdictions
10.2 User's Regulatory Responsibility
Users are solely responsible for:
Understanding and complying with applicable laws and regulations in their jurisdiction
Determining tax implications of cryptocurrency and blockchain activities
Compliance with anti-money laundering (AML) and know-your-customer (KYC) requirements
Any reporting obligations to regulatory authorities
Compliance with securities laws, financial services regulations, and other applicable regulations
10.3 Regulatory Uncertainty
The regulatory environment for cryptocurrency and blockchain is rapidly evolving and varies significantly by jurisdiction. What is legal in one jurisdiction may be prohibited in another. Users must stay informed of regulatory changes affecting their location.
11. Cryptocurrency-Specific Risks
11.1 Volatility Risk
Cryptocurrency prices are highly volatile and subject to rapid, dramatic fluctuations. Users may experience substantial losses in short periods.
11.2 Regulatory Risk
Changes in regulations, government actions, or legal developments can significantly impact cryptocurrency values and may restrict or prohibit certain activities.
11.3 Technology Risk
Blockchain technology is evolving, and technical flaws, vulnerabilities, or exploits could impact digital assets or the Platform itself.
11.4 Counterparty Risk
Cryptocurrency exchanges, wallets, custodians, and other service providers are subject to hacking, fraud, insolvency, and operational failures that could result in total loss of user funds.
11.5 Cybersecurity Risk
Users who hold cryptocurrency are responsible for implementing adequate security practices. Loss of private keys, hacking, phishing, or other cybersecurity incidents could result in permanent loss of digital assets.
11.6 Market Manipulation Risk
Cryptocurrency markets are subject to manipulation, fraud, and market abuse. Users should be aware of potential scams, Ponzi schemes, and fraudulent projects.
12. No Endorsement or Promotion
12.1 Educational Context
While the Platform may discuss various cryptocurrencies, blockchain projects, or digital assets for educational purposes, such discussion does not constitute:
An endorsement or recommendation to invest in or use such assets
A suggestion that such assets are suitable for any particular user
A promotion or marketing on behalf of any project or company
12.2 External Partnerships
Any partnerships, integrations, or connections with external organizations are for educational content delivery only and do not constitute endorsement of their products, services, or investment opportunities.
13. Intellectual Property
The Platform content, including courses, materials, videos, and educational resources, is protected by copyright and intellectual property laws. Users may view and use content for personal educational purposes only. Commercial use, reproduction, modification, or distribution without express written permission is prohibited.
14. User Code of Conduct
By using the Platform, users agree not to:
Use content for illegal purposes or in violation of applicable laws
Engage in fraud, deception, or misrepresentation
Attempt to gain unauthorized access to Platform systems
Distribute Platform content commercially without authorization
Use the Platform for activities that harm others
Violate the rights of NZBlockchain or other users
15. Changes to This Disclaimer
NZBlockchain reserves the right to modify this Disclaimer at any time. Changes will be effective upon posting to the Platform. Continued use of the Platform after changes constitutes acceptance of the updated Disclaimer.
16. Severability
If any provision of this Disclaimer is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
17. Contact Information
For questions or concerns regarding this Disclaimer or the NZBlockchain Platform:
NZBlockchain
Website: nzblockchain.nz
Location: New Zealand
18. Acknowledgment of Understanding
By accessing and using the NZBlockchain Platform, you acknowledge that you have read, understood, and agree to be bound by all terms and conditions in this Disclaimer.
You specifically acknowledge that:
✓ The Platform is for educational purposes only
✓ NZBlockchain does not provide financial, investment, trading, or legal advice
✓ You assume all risks associated with cryptocurrency and blockchain activities
✓ You are solely responsible for your own research and professional consultation
✓ You understand the high-risk nature of cryptocurrency and digital assets
✓ You are responsible for regulatory compliance in your jurisdiction
✓ NZBlockchain shall not be liable for any losses or damages arising from Platform use
✓ You will not rely on Platform content as a substitute for professional advice
If you do not agree with any part of this Disclaimer, please do not use the NZBlockchain Platform.
This Disclaimer is provided for informational purposes and does not constitute legal advice. For legal advice specific to your situation, please consult a qualified attorney in your jurisdiction.
Last reviewed and updated: February 23, 2026